Part VIII (November 2021)

After we closed on our lot we began the process to actually put something on it.

We had a builder all picked out, and while we waited for the deed to be registered in the book of deeds (a whole different, multi month story!), we got the ball rolling there.

This is a bunch of steps that all have to go in order, which gets a little hairy at times, but this is the fun part.  We modified the plan to have a larger garage, larger family room, and five bedrooms instead of four.

Once the builder and I went over the plans with a red pen, he sent it off to be redrawn, and I went off to start working on a building loan.

Then there is the recording of the deed— So the title company sends the deed to be recorded by the county.  Our county is backed up a bit, so we waited awhile, but it never went through.  We contacted the title company, we resubmitted it, but without that, we weren’t prepared to start putting money into the lot beyond the $500 redrawing fee.  The county encouraged me to call back regularly, which I did periodically.  Finally, I got an answer.  It would be rejected again—the form was missing our mailing address and the necessary signatures.

I spoke to the attorney at the title company, who was apologetic.  She didn’t know why it went through that way, but she would look into it.  I pointed out the copy she sent to me was missing my address, so she took down my address to add to the paperwork.  That evening, almost two months after our closing, our deed had been recorded!